In times of financial trouble, everyone needs solid legal advice, practical wisdom and common sense. Our law firm provides legal services to Massachusetts families and individuals in need of experienced legal counsel and possibly Bankruptcy protection. This is what we do. We have built our reputation on assisting honest people burdened with overwhelming debt obtain what the United States Federal Bankruptcy Courts refers to as a "fresh start" or what we call "regaining your financial control".


The Law Offices of Michael T. Eramo & Associates is a Federally recognized Debt Relief Agency.

We represent clients in Federal Bankruptcy Court, Massachusetts Family and District Courts from towns throughout Massachusetts including:

  • Amesbury,
  • Andover,
  • Arlington,
  • Bedford,
  • Beverly,
  • Billerica,
  • Boston,
  • Braintree,
  • Brockton,
  • Brookline,
  • Burlington,
  • Byfield,
  • Cambridge,
  • Cape Cod,
  • Chelsea,
  • Chelmsford,
  • Chestnut Hill,
  • Concord,
  • Danvers,
  • Dedham,
  • Dracut
  • East Boston
  • Everett,
  • Fall River,
  • Fitchburg,
  • Foxboro,
  • Framingham,
  • Georgetown,
  • Groveland,
  • Gloucester,
  • Hanover,
  • Haverhill,
  • Ipswich,
  • Lawrence,
  • Leominster,
  • Lexington,
  • Lowell,
  • Lynn,
  • Lynnfield,
  • Manchester,
  • Marblehead,
  • Marshfield,
  • Malden,
  • Medford,
  • Melrose,
  • Methuen,
  • Natick,
  • Needham,
  • New Bedford,
  • Newburyport,
  • Newton,
  • North Andover,
  • Norwell,
  • Norwood,
  • Peabody,
  • Plymouth,
  • Quincy,
  • Randolph,
  • Revere,
  • Rockland,
  • Rowley,
  • Salem,
  • Saugus,
  • Somerville,
  • South Boston,
  • Springfield,
  • Stoneham,
  • Swampscott,
  • Tewksbury,
  • Topsfield,
  • Taunton,
  • Wakefield,
  • Waltham,
  • Watertown,
  • Wenham,
  • Weymouth,
  • Winchester,
  • Winthrop,
  • Woburn,
  • Worcester,
  • North Shore,
  • South Shore,
  • Barnstable County,
  • Berkshire County,
  • Bristol County,
  • Dukes County,
  • Essex County,
  • Franklin County,
  • Hampden County,
  • Middlesex County,
  • Plymouth County,
  • Worcester County,
  • Norfolk County.

Call us at 978.774.2200

Main Office
160 Sylvan Street
Danvers, MA 01923

Lisa K. Bruno, Esq.
669 Main Street
Wakefield, MA 01880

Gary Horwitz, Esq.*
56 Central Square
Chelmsford, MA
*Of Counsel

Frequently Asked Bankruptcy Questions

What is bankruptcy?

Bankruptcy is a legal proceeding under Federal law where a person is released from paying debts by declaring bankruptcy and turning all non-exempt property over to the court's Trustee.

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