First Visit

Your First Visit To The Consumer Bankruptcy Law Center

Required Information:

The initial telephone call or visit to an Attorney’s office often is filled with anxiety and fear of the unknown. The professionals at my office are well trained, skilled and compassionate in helping clients overwhelmed with debt and or facing foreclosure of their home. The following information is designed to give you an idea of the information that you will need to provide should filing a Bankruptcy petition be the proper solution to your financial hardship. We DO NOT need all the information for your first visit. Compile what you can. DO NOT become overwhelmed. We are here to assist you. Should you retain our office, we will guide you through the maze of documents and information needed in a very methodical and organized manner.

Your Initial Visit:

The initial office visit is intended to acquaint you with basic information about bankruptcy and to assess your current financial situation in order to determine your need and eligibility for the filing of a bankruptcy case. This will include information about the types of bankruptcy provided by each of the four Chapters and how each Chapter works, what types of debts can be forgiven, what property you can keep, what debts you need to keep paying, how to value property in bankruptcy and how to complete the petition, forms, plans, schedules of property, and schedules of your debts. As part of this process, Attorney Lisa Bruno and Attorney Michael Eramo will evaluate your financial situation to determine your need and eligibility for the filing of a bankruptcy case.

IF YOU OWN REAL ESTATE or if your name is on any Real Estate deed, bring the following:

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